TECHNOLOGY RISK MANAGEMENT REGULATION & SUPERVISION IN CO-OPERATIVE BANK

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This is the third book (corresponding with the third paper) of the three-paper course on Urban Co-operative Banks (UCBs) offered by the Institute. Like with the rest of the banking system technology has changed the way UCBs do their business as well. This book takes the reader through the technology based banking that is being followed in the UCBs today and how this has changed the face of co-operative banking. Banking, by its nature, can be risky. Risk management and effective risk management is, therefore, the order of the day. This book covers the various risk management techniques currently being adopted and that can be adopted by the UCBs. The regulatory aspects of UCBs is also comprehensively covered in this book. This book will be useful for anybody looking for material on technology, risk management and regulation of UCBs.Table of ContentsModule A 1.Financial Markets 2. Management of Cash Reserve Ratio & Statutory Reserve Ratio 3. Non Scheduled PCBs 4. Non-SLR investment 5. Securities trading 6. Trading of Government Securities & Stock Exchange 7. Approved Investment Avenues for Cooperative Banks 8. Valuation of securities 9. Investment Policy Module B 10. Prudential Norms on Income Recognition Asset Classification, Provisioning & other related matters 11. Asset-Liability Management 12.Exposure Norms & Statutory/ other Restrictions 13. Capital Adequacy 14. Basel II Accord 15. Profit & Profitability Module C 16. Banking Regulation Act (As applicable to Cooperative Societies) 17. Role of Reserve Bank of India 18. Supervision and Control 19. Bank/ Branch Licensing Policy 20. Inspection and Audit 21. Statutory Reserve Requirements 22. Salient Features of Reserve Bank of India Guidelines/ Directives 23. Recommendations of Marathe Committee and K Madhav Rao Committee